First Time Homebuyer Guide

Table of Contents

STEP 1: Get a Buyers Agent

We meet for an initial interview to assess your needs & set up listing alert emails. Optional driving tour of potential neighborhoods & towns.

STEP 2: Get a Lender

Apply for a loan and get pre-approved.

STEP 3: Home Search

We schedule all private in-person showings or provide you with Open House schedules.

STEP 4: Offer & Negotiations

Your Agent write ups your offer to purchase. [Included will be your pre-approval letter & any other supported documents.]

STEP 5: Accepted Offer

1st deposit is due- The earnest money is deposited with the Escrow/Title company.

STEP 6: Mortgage

Lender orders appraisal. Your Loan application goes through underwriting. Mortgage commitment is received.

STEP 7: Inspections

Main / General – incl. termite, radon, structural, mechanical, etc. (3-4 hours) Supplemental based on inspector’s request – may incl. roof, termite, etc.

Review & submit repair or credit requests to sellers.

STEP 8: Closing

Final walk through, document signing, final payment.

Get keys after documents have recorded in the county.

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