Get Pre-Approved
By getting pre-approved before you start searching for your dream home you will confidently know how much home you can afford, your monthly payment, and estimated cash to close. This will allow you to move forward quickly in a competitive market.
Save, Save, Save!
Saving to buy a home can feel overwhelming at first but don’t let that fear keep you from starting! Much like with any new habit, once you begin it gets easier.
Preserve Your Credit
Your credit score determines whether you qualify for a mortgage and what interest rate you will be offered. You can access a free copy of your credit report from the three credit bureaus at www.annualcreditreport.com.
Stick to a Budget
Look over your finances carefully *including your monthly income* to help you know what you can afford. We’ll help you determine a price range based off of your budget and stick to it.
Communicate
Reach out to your loan officer before making any major purchases or switching jobs while preparing to purchase a home.
Thoughtfully Choose a Real Estate Agent
A quality agent will guide you through the process and find you a home that meets your specific needs. If you need recommendations for agents to reach out to, I can help..